Seniors health insurance = scamming seniors

So, why do senior citizens appear to health insurance companies as easy marks for "senior health insurance" plans that in the end aim to rip off our most vulnerable elder citizens? Why can't they thin "you are a senior citizen, a veteran who fought for his country, we'll be nice to you". Instead they seem to think "you are a senior citizen, likely elderly and trusting, we'll take advantage of you." I'm sure this isn't just a New Hampshire problem.

A few years ago my uncle had a supplemental plan to cover medical costs beyond medicare. It included prescriptions and cost him about $75 per month. We were working to save him money, and we get an offer for a new senior supplemental insurance plan that is only $19 per month. No prescription benefits, but he uses a senior program and does pretty well with prescription prices. With him living on mostly social security,and the prospect of another cold NH winter with high heating bills, it seemed like a good option. So we switched him to the new plan.

The first year things went fine. But remember, to these companies, seniors are marks to be ripped off. The next year when it becomes time to renew the plan, the new price is $42 per month. More than twice what is was the first year. Then this year we got a renewal notice and the price has gone up to $72 per month. $19 to $72 in three years. That is much more than health costs have really gone up. They are just trying to rip off senior citizens because they think they are too naive to figure out what is going on. It just gets me going.

Needless to say I am out looking for a new plan.

But really, if you see a senior citizen standing on a bus you get up to offer them a seat (maybe the insurance people don't but I'm pretty sure even they do) so how come they can then go to their office and spend all day thinking of ways to take money from senior citizens just becasue they are senior citizens?

Also, a quick plug for a guy I found who does snow plowing in Hollis and who was willing to help me out of a bind even though he is not my regular plower.